If you matched at Baylor Scott & White in Temple, Texas, the best neighborhoods for medical residents are Western Hills, Wyndham Hill, Canyon Creek, and Hills of Westwood—each within a 5–12 minute commute of the hospital and with home prices typically between $220K and $400K.

Match Day Is Here — And the Housing Search Starts Now

If you just matched at Baylor Scott & White Medical Center – Temple, congratulations. Match Week is one of the most exciting milestones in your medical career.

But once the celebration settles, the next big question arrives quickly:

Where should you live in Temple, Texas?

Residency programs begin July 1, which means you have roughly 100 days to relocate, settle in, and start training. Many incoming residents start searching immediately for:

• Housing near Baylor Scott & White Temple

• Best neighborhoods for medical residents

• Whether to buy or rent during residency

The good news? Temple is one of the most affordable physician training cities in the United States, and many residents here actually buy homes rather than rent.

As a Relocation Specialist with the Home in Texas Team—a mother-daughter run real estate team—we help incoming Baylor Scott & White residents navigate this transition every year.

Let’s break down exactly what you need to know.

Baylor Scott & White Temple at a Glance

Baylor Scott & White Health is the largest nonprofit health system in Texas, and its Temple campus serves as the flagship teaching hospital.

Key facts incoming residents should know:

• Level I trauma center

• Major teaching site for Texas A&M Health Science Center College of Medicine

• 31+ residency and fellowship programs

• Over 7,000 employees in Temple alone

The hospital sits along South 31st Street near Loop 363, which is why west and southwest Temple neighborhoods offer the easiest commute.

Most residents can reach the hospital in under 10–12 minutes from nearly anywhere in Temple or west Belton.

That short commute is one of the biggest lifestyle advantages of living here.

Physician Mortgage Loans: Why Many Residents Buy Instead of Rent

A physician mortgage loan is the biggest reason many residents in Temple purchase homes during training.

These specialized loans are designed specifically for physicians with large student loan balances.

How Physician Loans Differ

This means a resident with:

• $250K in student loans

• $70K salary

• $300/month IDR payment

may still qualify for a home purchase.

Many lenders even allow closing up to 90 days before residency begins, which is ideal for Match Day relocations.

Should You Buy or Rent During Residency?

This decision depends mostly on how long you'll stay in Temple.

Renting Makes Sense If

• Your residency is 3 years or less

• You plan to move immediately after training

• You prefer flexibility

Average rent in Temple runs about $1,300–$1,900/month.

Buying Makes Sense If

• You have 4+ years of training

• You may stay in the area after residency

• You want to build equity instead of paying rent

Temple's median home price is around $268K, which is dramatically lower than most physician training cities.

Best Neighborhoods Near Baylor Scott & White Temple

Here are the communities most popular with incoming residents.

Western Hills

• Commute: 5–10 minutes

• Price Range: Low $200Ks

Western Hills offers some of the most affordable homes closest to the hospital. Many residents choose this area for starter homes or investment properties.

Wyndham Hill

• Commute: 5–8 minutes

• Price Range: $260K–$400K+

Wyndham Hill is one of the most popular neighborhoods among hospital staff thanks to:

• Sidewalks and community parks

• Family-friendly layout

• Easy Loop 363 access

Canyon Creek

• Commute: 8–12 minutes

• Price Range: $250K–$350K

This neighborhood has become a favorite among Baylor Scott & White residents because homes tend to retain strong resale value when new residents arrive each year.

Hills of Westwood

• Commute: 8–12 minutes

• Price Range: $260K–$400K

Hills of Westwood offers newer construction homes and modern floor plans, making it appealing to young physicians relocating from larger metro areas.

Prairie Ridge

• Commute: 5–8 minutes

• Price Range: $250K–$350K

Prairie Ridge offers new construction options close to the hospital, ideal for buyers who prefer move-in ready homes.

The Groves at Lakewood

• Commute: 15–20 minutes

• Price Range: $300K–$500K+

Some residents choose to live in nearby Belton for:

• Access to Belton ISD schools

• Lake lifestyle

• Newer Homes

This is especially common among residents relocating with families.

Why Temple Is Ideal for Residency

Many incoming physicians are surprised by how comfortable life is in Temple.

Key advantages include:

• Short commutes (most under 12 minutes)

• Affordable housing compared with other medical cities

• Easy access to Austin only about an hour away

• Outdoor recreation at Stillhouse Hollow Lake and Belton Lake

For many physicians, Temple ends up being more than just a training stop—it becomes a long-term home.

FAQ: Moving to Temple for Residency

Is Temple affordable for medical residents?

Yes. Temple's median home price is around $268K, making it one of the most affordable physician training markets in Texas.

How far is Baylor Scott & White from most neighborhoods?

Most residents live 5–12 minutes from the hospital, especially in west Temple and Belton.

Should residents buy a home during residency?

It depends on program length. Residents staying five years or more often benefit from buying, especially with physician mortgage programs.

Thinking About Buying a Home During Residency?

Relocating for residency is a big transition, and having a local guide makes the process much easier.

The Home in Texas Team is a mother-daughter run real estate team specializing in:

• Medical professional relocations

• First-time homebuyers

• Luxury homes in Temple and Belton

If you're moving to Temple for Baylor Scott & White, we can help you:

• Explore the best neighborhoods near the hospital

• Connect with physician mortgage lenders

• Schedule virtual home tours before you arrive

📞 Schedule a relocation consultation today and start planning your move to Temple with confidence.

Home in Texas Team
Relocation Specialists | First Time Homebuyer Specialists
Serving Temple, Belton, and Bell County Texas