Everything You Need to Know About Living in Bell County, Texas

Thinking about relocating to Central Texas? Bell County offers small-town charm, modern growth, and unbeatable location between Austin and Waco — and Home in Texas Team is your trusted, mother-daughter run relocation specialist to guide the move. 

Welcome to Bell County — The Heart of Central Texas Living

If you’re considering a move to Central Texas, Bell County deserves a spot at the top of your list. Nestled along the I-35 corridor between Austin and Waco, this region combines convenience, community, and value — three qualities that have made it one of the state’s fastest-growing counties.

As a mother-daughter real estate team serving Temple, Belton, and Salado, the Home in Texas Team loves helping people find not just a house, but a true home and lifestyle. Whether you’re relocating for work, upgrading to your dream home, or downsizing to simplify, Bell County offers something for everyone.

1. Where Is Bell County, Texas?

Bell County sits in the heart of Central Texas, positioned perfectly for commuters and travelers alike.

• 1 hour north of Austin

• 30–40 minutes south of Waco

• Easy access to Dallas, Houston, and San Antonio via I-35

Its central location attracts both professionals and families looking for easy connectivity without the high costs of big-city living.

2. Cities That Define Bell County

Each Bell County community has its own unique rhythm, architecture, and personality — and as your luxury home specialists in the area, we know how to match clients to their perfect fit.

Temple: The Medical and Economic Hub

Temple anchors the region with major employers like Baylor Scott & White Health, Texas’ largest hospital network. The city blends history and modern convenience — from its charming downtown to newer master-planned communities like Canyon Creek and West Temple.
Expect a mix of established neighborhoods, easy I-35 access, and growing options for dining, shopping, and entertainment.

💡 Pro tip: If you’re relocating for healthcare, Temple offers some of the most convenient neighborhoods for professionals in Central Texas.

Belton: Where Community Meets the Lake

Known for its vibrant downtown square and Lake Belton recreation, this area feels quintessentially Texas. Locals enjoy festivals, live music, and water sports just minutes from home.
Belton is also home to the University of Mary Hardin–Baylor, giving the town an energetic, collegiate vibe. Whether you’re drawn by lakefront living or the convenience of being between Temple and Killeen, Belton offers lifestyle diversity in every direction.

🏡 Home in Texas Team is often recognized as the best realtor in Belton Texas — we help clients find homes that fit both their lifestyle and long-term goals.

Salado: Small-Town Charm with Upscale Flair

Just a short drive closer to Austin, Salado offers boutique shopping, art galleries, wineries, and one-of-a-kind inns. It’s a favorite among those seeking a relaxed but refined lifestyle.
From luxury estates tucked into tree-lined hills to cozy bungalows near Main Street, Salado’s housing market caters beautifully to those looking for elevated yet approachable living.

✨ Looking to list a luxury home in Salado? Work with a luxury home specialist who understands how to position your property to attract discerning buyers statewide.

3. Lifestyle & Things to Do in Bell County

Life here moves at a balanced pace — active when you want it, peaceful when you need it.

Outdoor Recreation

• Belton Lake – perfect for boating, fishing, and paddleboarding

• Miller Springs Nature Center – scenic hikes and wildlife just minutes from town

• Lions Junction & Summer Fun Water Parks – family-friendly destinations for summer days

Dining & Local Flavor

From BBQ joints to farm-to-table fare, Bell County’s food scene is a proud reflection of Central Texas culture.

• Miller’s Smokehouse (Belton) – Texas Monthly favorite and Netflix-featured barbecue

• Pignetti’s (Temple) – a cozy Italian bistro with a celebrated wine list

• The Barton House (Salado) – upscale dining with a hidden speakeasy

Events & Culture

• Belton’s Fourth of July Parade – one of the largest small-town celebrations in Texas

• Salado Christmas Stroll – a charming holiday event that draws visitors from across the state

• Local farmers markets & art walks – year-round ways to connect with local makers

4. Education & Schools

Bell County offers a range of educational options, including:

• Belton ISD – known for its strong academic and athletic programs

• Temple ISD – recognized for STEM and dual-language initiatives

• Private & Charter Schools – including Holy Trinity Catholic High School and CTCS

These options provide families flexibility and confidence when choosing where to settle, while maintaining a strong community focus.

5. Pros & Cons of Living in Bell County

Every area has its balance, and Bell County’s lifestyle is no different.

Pros:

• Central Texas location (close to Austin, Waco, and Fort Cavazos)

• Affordable living compared to major metros

• Rich community culture and strong local business scene

Cons:

• Hot summers (bring your sunscreen!)

• Limited nightlife compared to larger cities

• Shopping and entertainment still developing — but growing rapidly

6. Employment & Opportunity

Bell County’s job market is anchored by Baylor Scott & White Health, Fort Cavazos, and a growing industrial sector in Temple. These industries create stability and consistent growth for both homeowners and investors.

Small businesses thrive here too — and if you’re seeking a relocation specialist who understands local opportunities, the Home in Texas Team is here to help you make a seamless transition.

Frequently Asked Questions About Living in Bell County

Q1: Is Bell County a good place to retire?
Yes — with its slower pace, access to quality healthcare, and proximity to Austin and Waco, it’s ideal for retirees who want comfort without isolation.

Q2: What’s the commute to Austin like?
You can typically reach Austin in about an hour via I-35, depending on traffic — making it convenient for hybrid workers or weekend trips.

Q3: How’s the real estate market in Temple and Belton?
Both areas are experiencing steady growth, with high demand for well-maintained and luxury homes. As the best realtor in Temple Texas, Home in Texas Team can help you time your move or sale for maximum success.

Ready to Make the Move?

From historic downtowns to lakeside living, Bell County, Texas offers the best of both worlds — community warmth with modern opportunity. Whether you’re relocating from out of state, selling a luxury home, or simply searching for your next lifestyle upgrade, the Home in Texas Team is here to guide you every step of the way.

👉 Contact the Home in Texas Team — your mother-daughter run real estate experts and trusted relocation specialists serving Temple, Belton, and Salado.

Written by the Home in Texas Team — your local experts and luxury home specialists in Bell County, Texas.